{"id":2285,"date":"2024-03-01T08:39:01","date_gmt":"2024-03-01T14:39:01","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2285"},"modified":"2024-04-29T10:19:51","modified_gmt":"2024-04-29T15:19:51","slug":"discount-health-membership","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/discount-health-membership\/","title":{"rendered":"Choosing the Best Discount Health Membership for You"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0 0 0 0;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"font-weight: 400;\">We know that combining the words &#8220;discount&#8221; and \u201chealth&#8221; may cause alarm. After all, you only have one body and want the best health care available to maintain your good health. However, a discount health membership plan can help you get the care you need &#8211; while reducing out-of-pocket costs. Here&#8217;s how to choose a health benefit plan to help the people in your household.<\/span><\/p>\n<p><!--more--><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#Health_Insurance_Plans_vs_Health_Benefit_Plans\" >Health Insurance Plans vs Health Benefit Plans<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#Health_Insurance_Plans\" >Health Insurance Plans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#Health_Benefit_Plans\" >Health Benefit Plans<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#Choosing_the_Right_Health_Benefit_Plan_for_You\" >Choosing the Right Health Benefit Plan for You<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#1_Deluxe_Plus\" >1. Deluxe Plus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#2_Dental_Plus\" >2. Dental Plus<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#3_Telehealth_Plus\" >3. Telehealth Plus<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#Key_Takeaways_on_Reducing_Out-of-Pocket_Costs_for_Healthcare\" >Key Takeaways on Reducing Out-of-Pocket Costs for Healthcare<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Health_Insurance_Plans_vs_Health_Benefit_Plans\"><\/span><span style=\"font-weight: 400;\">Health Insurance Plans vs Health Benefit Plans<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Knowing the ins and outs of <a href=\"\/health-plan-vs-health-insurance\/\">health insurance plans and health benefit<\/a> plans can help you make an informed decision for your household. We\u2019ll walk through the key differences and what each plan covers.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Health_Insurance_Plans\"><\/span><span style=\"font-weight: 400;\">Health Insurance Plans<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A health insurance plan covers various medical expenses, including:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Doctor visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital stays<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription medications<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preventive care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Other healthcare services<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Health insurance plans vary widely in terms of coverage, cost, and the types of services covered. Health insurance aims to help individuals manage the financial risk associated with medical expenses by spreading the cost across a larger pool of insured individuals.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Health_Benefit_Plans\"><\/span><span style=\"font-weight: 400;\">Health Benefit Plans<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A <a href=\"\/health-benefit-plan\/\">health benefit plan,<\/a> on the other hand, does not pay for any medical expenses. Instead, members (typically those without health insurance or people with high-deductible plans) have access to discounts for medical services and prescription medicine &#8211; as long as they pay for these services when they receive them.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While health insurance participants typically pay high premiums, you can join a health benefit plan covering your household for less than $40 per month.<\/span><\/p>\n<h2><img decoding=\"async\" class=\"alignnone size-fusion-600 wp-image-2287\" src=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-600x338.jpg\" alt=\"Woman with cold receives telehealth services to reduce out-of-pocket costs for medical expenses\" width=\"600\" height=\"338\" srcset=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-200x113.jpg 200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-300x169.jpg 300w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-400x225.jpg 400w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-600x338.jpg 600w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-768x432.jpg 768w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs-800x450.jpg 800w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/out-of-pocket-costs.jpg 1000w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/h2>\n<h2><span class=\"ez-toc-section\" id=\"Choosing_the_Right_Health_Benefit_Plan_for_You\"><\/span><span style=\"font-weight: 400;\">Choosing the Right Health Benefit Plan for You<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">AmeriPlan offers three different plans. Here&#8217;s a summary of each plan so you can choose the right one for your household.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Deluxe_Plus\"><\/span><span style=\"font-weight: 400;\">1. Deluxe Plus<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><a href=\"\/deluxe-plus\/\">Deluxe Plus<\/a> is AmeriPlan&#8217;s most inclusive plan. While not a health insurance plan, Deluxe Plus gives you access to discounted telehealth services and discounts to prescription drugs, dental, vision, chiropractic, and ancillary medical services. The plan is also helpful if you ever find yourself in need of hospitalization &#8211; as advisors are available to address healthcare questions, concerns, and needs.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Dental_Plus\"><\/span><span style=\"font-weight: 400;\">2. Dental Plus<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">You may already have health insurance, but you lack dental coverage. If this describes your situation, the <a href=\"\/dental-plus\/\">Dental Plus<\/a> plan might be the best option for your household. Members of this plan have access to discounts at over 100,000 dentists across the U.S. Like all of the AmeriPlan options, there&#8217;s no paperwork to fill out, and having a preexisting condition doesn&#8217;t preclude you from this plan. Instead, you can enjoy discounts when you sign up &#8211; on exams, x-rays, root canals, orthodontist work, and more.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Telehealth_Plus\"><\/span><span style=\"font-weight: 400;\">3. Telehealth Plus<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\"><a href=\"\/telehealth-plus\/\">Telemedicine<\/a> is gaining in popularity. This plan option allows you to schedule a phone appointment with mental health professionals, cardiologists, OB\/GYNs, pediatricians, and more. A network physician will review your medical questions, diagnose your condition, recommend treatment, and, if medically necessary, write you a prescription. Consultation costs are capped at $35 and could be lower depending on your area.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Which is the best plan for you? Talk with one of our <a href=\"\/contact\/\">AmeriPlan<\/a> consultants to learn more.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_on_Reducing_Out-of-Pocket_Costs_for_Healthcare\"><\/span><span style=\"font-weight: 400;\">Key Takeaways on Reducing Out-of-Pocket Costs for Healthcare<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical discount plans are not the same as health insurance.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">AmeriPlan offers three plan types.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Talk with an AmeriPlan consultant to learn which plan is right for you. <\/span><\/li>\n<\/ul>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;order : 0;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 11vh;margin-top : 0px;padding-right : 0px;padding-bottom : 11vh;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<p>We know that combining the words &#8220;discount&#8221; and \u201chealth&#8221; may cause alarm. After all, you only have one body and want the best health care available to maintain your good health. However, a discount health membership plan can help you get the care you need &#8211; while reducing out-of-pocket costs. Here&#8217;s how to choose a [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":2286,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-2285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medical-discount"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Choosing the Best Discount Health Membership for You - AmeriPlan<\/title>\n<meta name=\"description\" content=\"Discount health membership plans can help you reduce out-of-pocket costs on doctors\u2019 visits, prescription drugs, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lin McLeod\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/\"},\"author\":{\"name\":\"Lin McLeod\",\"@id\":\"https:\/\/www.ameriplanusa.com\/#\/schema\/person\/52f474fa680774d7a1e9356c59434d58\"},\"headline\":\"Choosing the Best Discount Health Membership for You\",\"datePublished\":\"2024-03-01T14:39:01+00:00\",\"dateModified\":\"2024-04-29T15:19:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/\"},\"wordCount\":1306,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/02\/discount-health-membership.jpg\",\"articleSection\":[\"Medical Discount\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/\",\"url\":\"https:\/\/www.ameriplanusa.com\/discount-health-membership\/\",\"name\":\"Choosing the Best Discount Health Membership for You - 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