{"id":2269,"date":"2024-02-01T12:53:16","date_gmt":"2024-02-01T18:53:16","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2269"},"modified":"2024-04-29T10:20:42","modified_gmt":"2024-04-29T15:20:42","slug":"discount-health-programs","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/discount-health-programs\/","title":{"rendered":"Saving Money on Healthcare with Discount Health Programs"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0 0 0 0;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"font-weight: 400;\">There&#8217;s a lot of <a href=\"\/discount-healthcare-plan-myths\/\">confusion and misinformation<\/a> about discount health programs. The most important thing to remember is that a medical discount plan can help you save money on medical services &#8211; even though it&#8217;s not health insurance.<\/span><\/p>\n<p><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">We know this sounds confusing. Keep reading as we discuss how a discount program will help you save on out-of-pocket costs for prescription drugs, doctor&#8217;s visits &#8211; and even <a href=\"https:\/\/www.cdc.gov\/visionhealth\/resources\/features\/keep-eye-on-vision-health.html#:~:text=Vision%20Care%20Can%20Change%20Lives,loss%20in%20the%20United%20States\">vision services<\/a> and dental care.\u00a0<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-fusion-600 wp-image-2271\" src=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-600x400.jpg\" alt=\"medical discount plan\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-200x133.jpg 200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-300x200.jpg 300w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-400x267.jpg 400w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-600x400.jpg 600w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-768x512.jpg 768w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-800x533.jpg 800w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-1024x683.jpg 1024w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan-1200x800.jpg 1200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/medical-discount-plan.jpg 1254w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#Differences_Between_a_Health_Insurance_Plan_and_a_Medical_Discount_Plan\" >Differences Between a Health Insurance Plan and a Medical Discount Plan\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#What_is_Health_Insurance\" >What is Health Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#What_is_a_Medical_Discount_Plan\" >What is a Medical Discount Plan?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#How_Discount_Health_Programs_Help_You_Save_on_Healthcare_Costs\" >How Discount Health Programs Help You Save on Healthcare Costs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#Types_of_Services_That_Can_Be_Discounted_Through_Medical_Discount_Plans\" >Types of Services That Can Be Discounted Through Medical Discount Plans<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#Medical_Discount_Plan_Key_Takeaways\" >Medical Discount Plan: Key Takeaways<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Differences_Between_a_Health_Insurance_Plan_and_a_Medical_Discount_Plan\"><\/span><span style=\"font-weight: 400;\">Differences Between a Health Insurance Plan and a Medical Discount Plan\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><a href=\"\/medical-discount-plan\/\">Medical discount plans<\/a> are not the same as health insurance plans. However, they can both reduce medical costs.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Health_Insurance\"><\/span><span style=\"font-weight: 400;\">What is Health Insurance?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A health insurance plan provides financial coverage for <a href=\"\/save-on-medical-bills\/\">medical expenses<\/a> in exchange for regular premium payments. The cost of your premium payments depends on the plan and whether it covers an individual or a family. Health insurance plans vary widely in terms of coverage, price, and specific benefits.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Health insurance plans provide coverage for a range of medical services, including but not limited to:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Preventive care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital stays<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Surgeries<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription drugs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Maternity care<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The specific benefits will depend on the type of plan and its coverage options.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_a_Medical_Discount_Plan\"><\/span><span style=\"font-weight: 400;\">What is a Medical Discount Plan?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A medical discount plan does NOT provide financial coverage for medical expenses. Instead, members receive discounts on specific medical expenses in exchange for paying a low monthly membership fee. The membership fee allows everyone in your household to receive discounted medical services, including non-family members.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Discount_Health_Programs_Help_You_Save_on_Healthcare_Costs\"><\/span><span style=\"font-weight: 400;\">How Discount Health Programs Help You Save on Healthcare Costs<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Here&#8217;s how members save money on healthcare costs when using a medical discount plan.<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enroll in a plan, such as one offered by <a href=\"\/health-benefit-plan\/\">AmeriPlan<\/a>.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Make an appointment with an <a href=\"\/healthcare-providers\/\">in-network healthcare provider.<\/a><\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arrive at your appointment with your discount card and pay for your service. <\/span><span style=\"font-weight: 400;\">In-network healthcare providers agree to offer discounts to plan users as long as they don&#8217;t submit any claims to insurance companies and pay at the time they receive the service.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">That&#8217;s it! There&#8217;s no paperwork to file.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Types_of_Services_That_Can_Be_Discounted_Through_Medical_Discount_Plans\"><\/span><span style=\"font-weight: 400;\">Types of Services That Can Be Discounted Through Medical Discount Plans<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">You can save money on almost any type of medical service when using a medical discount plan. Here are some examples of services and items that you might be able to save money on when becoming a plan member:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Prescription drugs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Laboratory services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Durable medical equipment<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Office visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><a href=\"\/dental-plus\/\"><span style=\"font-weight: 400;\">Dental visits<\/span><\/a><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vision services<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hospital stays<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Chiropractic visits<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Urgent care<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ancillary medical services<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\"><a href=\"\/\">AmeriPlan<\/a> makes healthcare more affordable, and there are no contracts or lengthy paperwork to complete. In addition, you can&#8217;t be denied membership because of your current health situation or pre-existing conditions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Learn more about medical discount plans by contacting an AmeriPlan representative today.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Medical_Discount_Plan_Key_Takeaways\"><\/span><span style=\"font-weight: 400;\">Medical Discount Plan: Key Takeaways<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical discount plans are <a href=\"\/health-plan-vs-health-insurance\/\">not the same as health insurance<\/a> plans.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical discount plans give you access to discounts on medical costs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You must pay at the time of service and use an in-network provider to obtain a discount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Medical discount plans are much more affordable than health insurance premiums.\u00a0<\/span><\/li>\n<\/ul>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 11vh;margin-top : 0px;padding-right : 0px;padding-bottom : 11vh;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<p>There&#8217;s a lot of confusion and misinformation about discount health programs. The most important thing to remember is that a medical discount plan can help you save money on medical services &#8211; even though it&#8217;s not health insurance.<\/p>\n","protected":false},"author":26,"featured_media":2270,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-2269","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medical-discount"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Saving Money on Healthcare with Discount Health Programs<\/title>\n<meta name=\"description\" content=\"Learn how to save money with a medical discount plan. Discount health programs are not the same as costly health insurance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Lin McLeod\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/\"},\"author\":{\"name\":\"Lin McLeod\",\"@id\":\"https:\/\/www.ameriplanusa.com\/#\/schema\/person\/52f474fa680774d7a1e9356c59434d58\"},\"headline\":\"Saving Money on Healthcare with Discount Health Programs\",\"datePublished\":\"2024-02-01T18:53:16+00:00\",\"dateModified\":\"2024-04-29T15:20:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/\"},\"wordCount\":765,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/discount-health-programs.jpg\",\"articleSection\":[\"Medical Discount\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/\",\"url\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/\",\"name\":\"Saving Money on Healthcare with Discount Health Programs\",\"isPartOf\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/discount-health-programs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2024\/01\/discount-health-programs.jpg\",\"datePublished\":\"2024-02-01T18:53:16+00:00\",\"dateModified\":\"2024-04-29T15:20:42+00:00\",\"description\":\"Learn how to save money with a medical discount plan. 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