{"id":2208,"date":"2023-05-24T13:49:22","date_gmt":"2023-05-24T18:49:22","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2208"},"modified":"2024-02-01T11:44:14","modified_gmt":"2024-02-01T17:44:14","slug":"budget-medical-care","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/budget-medical-care\/","title":{"rendered":"Budget-Friendly Medical Care Options in 2024"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0 0 0 0;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"font-weight: 400;\">We know that &#8220;budget medical care&#8221; seems like an oxymoron. Health insurance premiums aren&#8217;t affordable for every family \u2013 even after the enactment of the Affordable Care Act. And even if you are able to have insurance coverage, you may have selected a plan with affordable monthly premiums, which means you have an extremely high deductible.<\/span><\/p>\n<p><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">Finding affordable health care services is difficult for many families. If finding reasonable preventive care and emergency medical services keeps you up at night, keep reading. We don&#8217;t have a perfect answer for this situation, but we can offer some help.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ameriplanusa.com\/budget-medical-care\/#Ideas_for_Budget_Medical_Care\" >Ideas for Budget Medical Care<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ameriplanusa.com\/budget-medical-care\/#If_you_are_trying_to_find_ways_to_reduce_your_health_care_spending_consider_purchasing_a_health_benefit_plan\" >If you are trying to find ways to reduce your health care spending, consider purchasing a health benefit plan.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ameriplanusa.com\/budget-medical-care\/#Health_benefit_plans_can_be_used_even_if_you_have_insurance_coverage\" >Health benefit plans can be used even if you have insurance coverage.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ameriplanusa.com\/budget-medical-care\/#AmeriPlan_will_help_you_reduce_your_out-of-pocket_health_care_spending\" >AmeriPlan will help you reduce your out-of-pocket health care spending.\u00a0<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ameriplanusa.com\/budget-medical-care\/#Key_Takeaways_How_to_Get_Discounts_on_Health_Care_Services\" >Key Takeaways: How to Get Discounts on Health Care Services<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ideas_for_Budget_Medical_Care\"><\/span><span style=\"font-weight: 400;\">Ideas for Budget Medical Care<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">So many articles about health care spending focus on state and federal government programs like Medicare and Medicaid. And while Medicare spending seems to increase each year, that program almost entirely benefits those <\/span><span style=\"font-weight: 400;\">over 65<\/span><span style=\"font-weight: 400;\">. And, of course, Medicaid offers needed assistance to those living near the federal poverty level.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">So, this article focuses on finding affordable health care for the rest of society.<\/span><\/p>\n<p><span style=\"font-weight: 400;\"><a href=\"\/health-benefit-plan\/\">Purchase a health benefit plan<\/a>.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"If_you_are_trying_to_find_ways_to_reduce_your_health_care_spending_consider_purchasing_a_health_benefit_plan\"><\/span><span style=\"font-weight: 400;\">If you are trying to find ways to reduce your health care spending, consider purchasing a health benefit plan.<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">First, allow us to tell you what health benefit plans DO NOT DO.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health benefit plans are not the same as health insurance plans. Instead, they are one way to combat higher health care costs by allowing participants to receive discounts for medical services and prescription drugs.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health benefit plans are not government related in any way. (They do not add to the federal budget deficit.) Health benefit plan companies do not get federal subsidies, and those participating do not get tax credit or tax benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health benefit plans are not the same as a health savings account or a flexible spending account, which allows you to protect money for health spending.\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Instead, <a href=\"\/benefits-health-benefit-plan\/\">consider health benefit plans<\/a> as a coupon book for the health care sector. You can receive discounts on your services and prescription drugs by purchasing a plan and getting your health care from specific providers. But you must pay for the services when you receive them to receive the discounts.<\/span><\/p>\n<p><img decoding=\"async\" class=\"alignnone size-fusion-600 wp-image-2210\" src=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-600x400.jpg\" alt=\"Insurance coverage\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-200x133.jpg 200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-300x200.jpg 300w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-400x267.jpg 400w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-600x400.jpg 600w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-768x512.jpg 768w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-800x533.jpg 800w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-1024x683.jpg 1024w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage-1200x800.jpg 1200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/05\/insurance-coverage.jpg 1254w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Health_benefit_plans_can_be_used_even_if_you_have_insurance_coverage\"><\/span><span style=\"font-weight: 400;\">Health benefit plans can be used even if you have insurance coverage.<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Some people purchase health insurance with extremely high premiums as financial protection. However, they may end up paying out of pocket for most of their total health care spending (and prescription drug spending) because they never meet that deductible.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">A health benefit plan will <a href=\"\/spending-for-prescription-drugs\/\">reduce your out-of-pocket cost<\/a> for health care. For example, you&#8217;ll receive reduced prescription drug costs and services when you pay for them out of your own funds. The only drawback to this strategy is that none of these expenses will go toward your deductible.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"AmeriPlan_will_help_you_reduce_your_out-of-pocket_health_care_spending\"><\/span><span style=\"font-weight: 400;\"><a href=\"\/\">AmeriPlan<\/a> will help you reduce your out-of-pocket health care spending.\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Are you looking for a strategy to help you reduce your out-of-pocket health care costs? AmeriPlan can help. There&#8217;s no waiting period or medical exam necessary. In addition, you can start getting discounts on chiropractic services, <a href=\"\/telehealth-plus\/\">telehealth visits<\/a>, and dental care \u2013 as soon as you sign up for the plan.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Contact AmeriPlan today<\/span><span style=\"font-weight: 400;\"> to learn more about how to get discounts on your medical services.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways_How_to_Get_Discounts_on_Health_Care_Services\"><\/span><span style=\"font-weight: 400;\">Key Takeaways: How to Get Discounts on Health Care Services<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health plans like those offered by AmeriPlan are not the same as health insurance plans. Insurance coverage pays for some medical services while health benefit plans give you discounts on some medical services.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Instead, health benefit plans allow you to receive discounts on medical services if you purchase them from a participating provider.<\/span><\/li>\n<\/ul>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 11vh;margin-top : 0px;padding-right : 0px;padding-bottom : 11vh;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<p>We know that &#8220;budget medical care&#8221; seems like an oxymoron. Health insurance premiums aren&#8217;t affordable for every family \u2013 even after the enactment of the Affordable Care Act. And even if you are able to have insurance coverage, you may have selected a plan with affordable monthly premiums, which means you have an extremely high [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":2209,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-2208","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medical-discount"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Budget-Friendly Medical Care Options in 2024 - AmeriPlan<\/title>\n<meta name=\"description\" content=\"Looking for ways to find budget medical care (with or without insurance coverage)? 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