{"id":2191,"date":"2023-04-13T18:42:18","date_gmt":"2023-04-13T23:42:18","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2191"},"modified":"2024-12-16T12:03:16","modified_gmt":"2024-12-16T18:03:16","slug":"benefits-health-benefit-plan","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/","title":{"rendered":"The Benefits of a Health Benefit Plan"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0 0 0 0;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p><span style=\"font-weight: 400;\">Can&#8217;t afford health insurance yet? Then it&#8217;s time to explore health benefit plan benefits.<\/span><\/p>\n<p><!--more--><\/p>\n<p><span style=\"font-weight: 400;\">If you are relatively healthy, you may have had few experiences with <a href=\"\/discount-plans-vs-insurance\/\">health plans and health insurance<\/a>.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, you likely know health insurance is expensive \u2013 even <\/span><span style=\"font-weight: 400;\">following<\/span><span style=\"font-weight: 400;\"> the Affordable Care Act. And you know that not everyone qualifies for government programs such as Medicaid or Medicare Advantage.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The good news is that there is another option to make health care more affordable \u2013 a health benefit plan. Here&#8217;s a general description of this <a href=\"\/medical-discount-plan\/\">type of medical discount plan<\/a>.\u00a0<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#What_is_a_health_benefit_plan\" >What is a health benefit plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Health_Benefit_Plan_Benefits\" >Health Benefit Plan Benefits<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Health_benefit_health_plans_are_affordable\" >Health benefit health plans are affordable.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Regardless_of_your_current_health_situation_you_pay_one_low_rate_for_a_health_benefit_plan\" >Regardless of your current health situation, you pay one low rate for a health benefit plan.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#All_members_of_your_household_will_have_access_to_the_discounts\" >All members of your household will have access to the discounts.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Health_benefit_plans_help_you_save_money_on_prescription_drugs\" >Health benefit plans help you save money on prescription drugs.\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Health_benefit_plans_also_offer_discounts_for_eye_doctor_and_dentist_visits\" >Health benefit plans also offer discounts for eye doctor and dentist visits.<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Cant_Afford_Health_Insurance_Purchase_a_Medical_Discount_Plan_Through_AmeriPlan\" >Can&#8217;t Afford Health Insurance? Purchase a Medical Discount Plan Through AmeriPlan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.ameriplanusa.com\/benefits-health-benefit-plan\/#Key_Takeaways\" >Key Takeaways<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_health_benefit_plan\"><\/span><b>What is a health benefit plan?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">A health benefit plan is not insurance. Instead, a health benefit plan is a subscription program that allows you to receive discounts on medical treatments, supplies, and <a href=\"\/prescription-discount-cards\/\">prescriptions<\/a> \u2013 as long as you work with participating providers within the network.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Are you intrigued by this idea? Then, let&#8217;s learn about the benefits of this alternative to health insurance.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Health_Benefit_Plan_Benefits\"><\/span><b>Health Benefit Plan Benefits<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Are you ready to learn more about health benefit plans? Here are the benefits.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Health_benefit_health_plans_are_affordable\"><\/span><b>Health benefit health plans are affordable.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">For less than $40 per month, you will receive a member ID card that gives you <a href=\"\/save-on-medical-bills\/\">discounts on medical services<\/a>. Again, health benefit plans are different from health insurance. But if you don&#8217;t have health insurance coverage, this is one way to make healthcare more affordable for you and your family.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Regardless_of_your_current_health_situation_you_pay_one_low_rate_for_a_health_benefit_plan\"><\/span><b>Regardless of your current health situation, you pay one low rate for a health benefit plan.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">And you won&#8217;t have to take a physical to be eligible to purchase a <a href=\"\/health-benefit-plan\/\">health plan membership<\/a>. (And there&#8217;s no waiting period!)<\/span><\/p>\n<div id=\"attachment_2193\" style=\"width: 610px\" class=\"wp-caption alignnone\"><img decoding=\"async\" aria-describedby=\"caption-attachment-2193\" class=\"size-fusion-600 wp-image-2193\" src=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-600x400.jpg\" alt=\"health insurance\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-200x133.jpg 200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-300x200.jpg 300w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-400x267.jpg 400w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-600x400.jpg 600w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-768x512.jpg 768w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-800x533.jpg 800w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-1024x683.jpg 1024w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance-1200x800.jpg 1200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2023\/03\/health-insurance.jpg 1254w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><p id=\"caption-attachment-2193\" class=\"wp-caption-text\">A female doctor is using her stethoscope to listen to her young patient&#8217;s chest<\/p><\/div>\n<h3><span class=\"ez-toc-section\" id=\"All_members_of_your_household_will_have_access_to_the_discounts\"><\/span><b>All members of your household will have access to the discounts.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Even if you have health insurance through your employer, the non-familial people in your household <a href=\"\/healthcare-for-unemployed\/\">may not be covered by your plan<\/a>. However, when you purchase a medical discount plan, everyone in your household can access the benefits \u2013 including telehealth services.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Health_benefit_plans_help_you_save_money_on_prescription_drugs\"><\/span><b>Health benefit plans help you save money on prescription drugs.\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you are trying to find a way to save money on <a href=\"\/spending-for-prescription-drugs\/\">high-cost prescription drugs<\/a>, consider signing up for a health benefit plan. And everyone in your household has access to this drug discount \u2013 not just your dependents.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Health_benefit_plans_also_offer_discounts_for_eye_doctor_and_dentist_visits\"><\/span><b>Health benefit plans also offer discounts for eye doctor and dentist visits.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Typically, vision and dental insurance are separate from health insurance. However, if you purchase a medical discount plan, you may receive <a href=\"\/dental-plus\/\">discounts at your local dentist<\/a> and eye doctor \u2013 as long as these offices participate in the program.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cant_Afford_Health_Insurance_Purchase_a_Medical_Discount_Plan_Through_AmeriPlan\"><\/span><b>Can&#8217;t Afford Health Insurance? Purchase a Medical Discount Plan Through AmeriPlan<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">There are health benefits to having regular checkups. Don&#8217;t miss out on preventative health care because you can&#8217;t afford health insurance. Instead, make health care access more affordable by purchasing a medical discount plan.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Check out the <\/span><span style=\"font-weight: 400;\">three options<\/span><span style=\"font-weight: 400;\"> offered by AmeriPlan. <a href=\"\/deluxe-plus\/\">AmeriPlan Deluxe Plus<\/a> even saves you money on chiropractic and lab services.\u00a0<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Takeaways\"><\/span><b>Key Takeaways<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health benefit plans are not health insurance. However, they allow you to save money on healthcare services.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Health benefit plans are affordable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">You can receive immediate access to discounts when you purchase a medical discount plan \u2013 regardless of your current health situation.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All members of your household will have access to discounts on health services and prescription drugs.<\/span><\/li>\n<\/ul>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 11vh;margin-top : 0px;padding-right : 0px;padding-bottom : 11vh;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Can&#8217;t afford health insurance yet? Then it&#8217;s time to explore health benefit plan benefits.<\/p>\n","protected":false},"author":26,"featured_media":2192,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-2191","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medical-discount"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Benefits of a Health Benefit Plan - AmeriPlan<\/title>\n<meta name=\"description\" content=\"If you can&#039;t afford health insurance, learn about health benefit plan benefits. 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