{"id":2096,"date":"2022-08-02T14:42:48","date_gmt":"2022-08-02T19:42:48","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2096"},"modified":"2022-08-02T14:50:03","modified_gmt":"2022-08-02T19:50:03","slug":"hospital-benefits","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/hospital-benefits\/","title":{"rendered":"4 Ways Discount Health Plans Help Patients with Hospital Benefits"},"content":{"rendered":"<p data-pm-slice=\"1 1 []\">As you consider whether a medical discount plan is a good fit for your situation, you may wonder what would happen if you found yourself needing hospital benefits. While it&#8217;s easy to understand how such a plan would help you save money on prescription drugs and doctors visits, you might wonder how your discount health plan could help in more severe situations.<\/p>\n<p data-pm-slice=\"1 1 []\"><!--more--><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ameriplanusa.com\/hospital-benefits\/#Discount_Health_Plans_Hospital_Benefits\" >Discount Health Plans Hospital Benefits<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ameriplanusa.com\/hospital-benefits\/#Bill_Negotiator_for_Medical_Services\" >Bill Negotiator for Medical Services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ameriplanusa.com\/hospital-benefits\/#Shop_Around_for_Surgery\" >Shop Around for Surgery<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ameriplanusa.com\/hospital-benefits\/#Provide_Access_to_Savings_Advisors\" >Provide Access to Savings Advisors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ameriplanusa.com\/hospital-benefits\/#Access_to_Telehealth_Service\" >Access to Telehealth Service<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ameriplanusa.com\/hospital-benefits\/#AmeriPlan_Discount_Plans_Are_an_Alternative_to_High_Cost_Health_Insurance\" >AmeriPlan Discount Plans Are an Alternative to High Cost Health Insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Discount_Health_Plans_Hospital_Benefits\"><\/span>Discount Health Plans Hospital Benefits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A <a href=\"\/health-plan-vs-health-insurance\/\">medical discount plan is not the same as insurance<\/a>. However, if you have recently shopped around in the health insurance marketplace, you may have concluded that health insurance coverage is not an affordable option for you. So, instead of purchasing health insurance, here are some benefits you could receive by <a href=\"\/discount-medical-card\/\">buying a medical discount card<\/a>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bill_Negotiator_for_Medical_Services\"><\/span><strong>Bill Negotiator for Medical Services<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some discount plans include a patient advocate, who works with hospitals and healthcare services providers to help reduce the <a href=\"\/spending-for-prescription-drugs\/\">patient&#8217;s out-of-pocket portion<\/a> of medical bills. To receive these services, the member&#8217;s out of pocket costs must exceed $1,500, which is an amount easy to reach during a hospital stay.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Shop_Around_for_Surgery\"><\/span><strong>Shop Around for Surgery<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Medical costs vary depending on the facility. Another benefit of paying for <a href=\"\/health-benefit-plan\/\">a health discount plan<\/a> is that your medical advisor will shop around for the best price for high-quality health services. Imagine if your medical discount plan could save you thousands on your medical services \u2013 with no waiting period. Wouldn&#8217;t that be worth paying a low monthly fee for a health benefit plan?<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Provide_Access_to_Savings_Advisors\"><\/span><strong>Provide Access to Savings Advisors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Being a member of a <a href=\"\/medical-discount-plan\/\">medical discount program<\/a> gives you someone to turn to for all your questions about healthcare costs. For example, you could receive cost estimates for all health care services, including surgeries, visits with physical therapists, lab and imaging service, <a href=\"\/chiropractic-care-providers\/\">chiropractic care<\/a>, and dental care. You could also learn how government programs like Medicare and Medicaid work. (Learn how medical discount plans can help seniors obtain additional savings at the dentist by\u00a0<a class=\"editor-rtfLink\" href=\"https:\/\/www.seniorsmatter.com\/no-insurance-try-discount-dental-plan\/2602958\/\" target=\"_blank\" rel=\"noopener noreferrer\">reading this article<\/a>\u00a0from Seniors Matter.)<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Access_to_Telehealth_Service\"><\/span>Access to Telehealth Service<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Have you ever had a health concern in the middle of the night? Medical discount plans sometimes offer <a href=\"\/telehealth-plus\/\">discounted paid telehealth services<\/a>, which can save you a trip to the emergency room when your doctor&#8217;s office is closed. Instead, receive around-the-clock access to physicians by phone or email. In addition, because an insurance card is not required for telehealth visits, there&#8217;s no insurance paperwork to file or no deductible to meet.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"AmeriPlan_Discount_Plans_Are_an_Alternative_to_High_Cost_Health_Insurance\"><\/span>AmeriPlan Discount Plans Are an Alternative to High Cost Health Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AmeriPlan is not a health insurance company. Instead, we offer medical discounts to our members on health coverage, <a href=\"\/prescription-discount-cards\/\">prescription medications<\/a>, and <a href=\"\/dental-plus\/\">reduced rates on dental work<\/a>. We can be used in conjunction with your insurance plan. Our discount cards can also help our customers who find they need surgery or hospitalization.<\/p>\n<p>Visit the <a href=\"\/\">AmeriPlan<\/a>\u00a0website\u00a0for more information on how to <a href=\"\/health-benefit-plan\/\">receive discounted health care<\/a> rates (and discounts on your prescriptions) when you pay out of pocket.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As you consider whether a medical discount plan is a good fit for your situation, you may wonder what would happen if you found yourself needing hospital benefits. While it&#8217;s easy to understand how such a plan would help you save money on prescription drugs and doctors visits, you might wonder how your discount health [&hellip;]<\/p>\n","protected":false},"author":26,"featured_media":2097,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[46,45],"tags":[],"class_list":["post-2096","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hospital-care","category-medical-discount"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>4 Ways Discount Health Plans Help Patients with Hospital Benefits<\/title>\n<meta name=\"description\" content=\"Learn how a discount health plan helps you save money on hospital benefits \u2013 as well as saving money on surgery and prescriptions!\" \/>\n<meta name=\"robots\" content=\"index, follow, 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