{"id":2054,"date":"2022-06-15T12:10:07","date_gmt":"2022-06-15T17:10:07","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2054"},"modified":"2023-07-07T12:54:27","modified_gmt":"2023-07-07T17:54:27","slug":"health-plan-vs-health-insurance","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/","title":{"rendered":"Discount Health Plan vs. Health Insurance: Benefits, Pros, and Cons"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;border-width: 0 0 0 0;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\"><div class=\"fusion-column-wrapper fusion-flex-justify-content-flex-start fusion-content-layout-column\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p data-pm-slice=\"1 1 &#091;&#093;\">Many of our customers often ask, &#8220;<strong>are health discount plans and health insurance the same thing?<\/strong>&#8220;<\/p>\n<p data-pm-slice=\"1 1 &#091;&#093;\">The short answer is: no, healthcare discount plans and health insurance aren\u2019t the same things. Please allow us to explain how health discount plans work and how they can be helpful for those with or without health insurance.<!--more--><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#The_Differences_Between_a_Discount_Health_Plan_vs_Health_Insurance\" >The Differences Between a Discount Health Plan vs. Health Insurance<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#What_are_Discount_Health_Plans\" >What are Discount Health Plans?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#Is_a_Health_Discount_Plan_Right_for_You\" >Is a Health Discount Plan Right for You?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#What_is_a_Health_Insurance_Plan\" >What is a Health Insurance Plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#How_Health_Insurance_Works\" >How Health Insurance Works<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#Medical_Discount_Plans_Can_Help_Those_With_and_Without_Insurance\" >Medical Discount Plans Can Help Those With (and Without) Insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2 data-pm-slice=\"1 1 &#091;&#093;\"><span class=\"ez-toc-section\" id=\"The_Differences_Between_a_Discount_Health_Plan_vs_Health_Insurance\"><\/span>The Differences Between a Discount Health Plan vs. Health Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 data-pm-slice=\"1 1 &#091;&#093;\"><img decoding=\"async\" class=\"alignnone wp-image-2057 size-fusion-600\" src=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-600x430.jpeg\" alt=\"medical discount plans vs health insurance\" width=\"600\" height=\"430\" srcset=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-200x143.jpeg 200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-300x214.jpeg 300w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-400x287.jpeg 400w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-600x430.jpeg 600w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-768x551.jpeg 768w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-800x574.jpeg 800w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540-1024x734.jpeg 1024w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/alternative-health-plans-and-medical-discounts-e1655312328540.jpeg 1180w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/h3>\n<h3 data-pm-slice=\"1 1 &#091;&#093;\"><span class=\"ez-toc-section\" id=\"What_are_Discount_Health_Plans\"><\/span><strong>What are Discount Health Plans?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A health discount plan, or an <a href=\"https:\/\/www.tdi.texas.gov\/consumer\/alternative-health-plans.html\">alternative health plan<\/a>, is similar to Sam\u2019s Club or Costco. You pay a fee, and then you are given the <strong>opportunity to save money on specific medical products and services<\/strong>.<\/p>\n<p>For example, you may feel that your eyesight is deteriorating and feel the need for an eye exam. After <a href=\"\/discount-health-care-plan\/\">enrolling in a discount health care program<\/a>, you may be able to save money on the exam and glasses. In fact, your <strong>savings may pay for the cost of the plan<\/strong>.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_a_Health_Discount_Plan_Right_for_You\"><\/span>Is a Health Discount Plan Right for You?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It\u2019s important to know that you don\u2019t get discounts at every doctor\u2019s office or dentist. Instead, you choose from a list of specific providers in your area who have agreed to offer <a href=\"\/discount-medical-card\/\">cardholders a discounted rate<\/a>.<\/p>\n<p>It\u2019s also crucial that you understand that your <strong>medical costs are not covered with a discount health plan<\/strong>. And in order to receive the discount, you have to pay for the services at the time they are received.<\/p>\n<p>There are a lot of discount health care programs available. Unfortunately, some misrepresent their service by comparing it to insurance coverage. However, an alternative health plan is nothing like an insurance plan. It\u2019s essential to read the details of the health plan vs. health insurance to ensure you understand the <a href=\"\/health-savings-plans\/\">benefits you will receive<\/a>.<\/p>\n<p><img decoding=\"async\" class=\"alignnone size-fusion-600 wp-image-2056\" src=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-600x400.jpeg\" alt=\"health insurance vs. health plan\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-200x133.jpeg 200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-300x200.jpeg 300w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-400x267.jpeg 400w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-600x400.jpeg 600w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-768x513.jpeg 768w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-800x534.jpeg 800w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-1024x683.jpeg 1024w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans-1200x801.jpeg 1200w, https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/costs-of-health-insurance-vs-medical-plans.jpeg 1254w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_a_Health_Insurance_Plan\"><\/span><strong>What is a Health Insurance Plan?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><a href=\"\/medical-discount-plan\/\">Unlike a medical discount plan<\/a>, health insurance plans <strong>may cover some of your medical expenses<\/strong>. For example, if you have health insurance, your yearly exam may be paid for by the insurance company.<\/p>\n<p>Many people have a difficult time understanding health insurance coverage. That\u2019s because <strong>there are a lot of options<\/strong> in the marketplace.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_Health_Insurance_Works\"><\/span>How Health Insurance Works<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Some people receive a health insurance plan as a benefit of working for a company. However, they may have to <a href=\"\/spending-for-prescription-drugs\/\">pay out of pocket for coverage<\/a> for their children or spouse.<\/p>\n<p>Some plans are labeled \u201c<strong>high deductible<\/strong>.\u201d The benefit of this type of plan is that your monthly cost is lower than other insurance plans. However, you need to pay for most of your medical expenses until you meet your deductible \u2013 which may be thousands of dollars.<\/p>\n<p>While some insurance companies direct you to choose an <strong>in-network physician<\/strong> or hospital, other plans allow you to receive medical assistance from any medical service.<\/p>\n<p>Are you confused? You aren\u2019t alone! Health insurance programs are confusing. In fact, some <a href=\"\/healthcare-providers\/\">medical professionals<\/a> even struggle to understand what your plan may cover.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Medical_Discount_Plans_Can_Help_Those_With_and_Without_Insurance\"><\/span><strong>Medical Discount Plans Can Help Those With (and Without) Insurance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>If you are without health insurance, a medical discount plan can be a simple way to save money on needed healthcare costs. Here\u2019s how it works:<\/p>\n<p>Once you are a member, you log into the network to look for providers in your area who have agreed to offer <a href=\"\/\">health care services at a discounted rate<\/a>. Then, you make an appointment for your needed medical services \u2013 such as a dental visit or yearly exam. Before you go, you\u2019ll know how much your out-of-pocket costs will be for the services \u2013 which you will pay for at the time of your visit. There are no forms to fill out, and you won\u2019t receive any bills for the service.<\/p>\n<blockquote class=\"instagram-media\" style=\"background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);\" data-instgrm-permalink=\"https:\/\/www.instagram.com\/p\/CcNqEm3MOwp\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\">\n<div style=\"padding: 16px;\">\n<div style=\"display: flex; flex-direction: row; align-items: center;\">\n<div style=\"background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;\"><\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center;\">\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;\"><\/div>\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;\"><\/div>\n<\/div>\n<\/div>\n<div style=\"padding: 19% 0;\"><\/div>\n<div style=\"display: block; height: 50px; margin: 0 auto 12px; width: 50px;\"><\/div>\n<div style=\"padding-top: 8px;\">\n<div style=\"color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;\">View this post on Instagram<\/div>\n<\/div>\n<div style=\"padding: 12.5% 0;\"><\/div>\n<div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\">\n<div>\n<div style=\"background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div>\n<div style=\"background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div>\n<div style=\"background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div>\n<\/div>\n<div style=\"margin-left: 8px;\">\n<div style=\"background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div>\n<div style=\"width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);\"><\/div>\n<\/div>\n<div style=\"margin-left: auto;\">\n<div style=\"width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div>\n<div style=\"background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div>\n<div style=\"width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\">\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div>\n<div style=\"background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div>\n<\/div>\n<p style=\"color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;\"><a style=\"color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;\" href=\"https:\/\/www.instagram.com\/p\/CcNqEm3MOwp\/?utm_source=ig_embed&amp;utm_campaign=loading\" target=\"_blank\" rel=\"noopener\">A post shared by AmeriPlan (@ameriplan)<\/a><\/p>\n<\/div>\n<\/blockquote>\n<p><script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n<p>If you have a health insurance plan (especially one with a high deductible), you may want to purchase an <a href=\"\/health-benefit-plan\/\">alternative health plan<\/a> to save money on your medical services and prescription drug costs.<\/p>\n<p>Learn more about how a discount health plan may be right for you by\u00a0<a href=\"\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">contacting AmeriPlan<\/a>\u00a0today!<\/p>\n<div class=\"embed-youtube\"><iframe class=\"lazyload\" title=\"YouTube video player\" src=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%27560%27%20height%3D%27315%27%20viewBox%3D%270%200%20560%20315%27%3E%3Crect%20width%3D%27560%27%20height%3D%27315%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-orig-src=\"https:\/\/www.youtube.com\/embed\/YWhg7E3tA0I\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/div>\n<\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-builder-column-0{width:100% !important;margin-top : 0px;margin-bottom : 0px;}.fusion-builder-column-0 > .fusion-column-wrapper {padding-top : 0px !important;padding-right : 0px !important;margin-right : 1.92%;padding-bottom : 0px !important;padding-left : 0px !important;margin-left : 1.92%;}@media only screen and (max-width:1024px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}@media only screen and (max-width:640px) {.fusion-body .fusion-builder-column-0{width:100% !important;}.fusion-builder-column-0 > .fusion-column-wrapper {margin-right : 1.92%;margin-left : 1.92%;}}<\/style><\/div><\/div><style type=\"text\/css\">.fusion-body .fusion-flex-container.fusion-builder-row-1{ padding-top : 11vh;margin-top : 0px;padding-right : 0px;padding-bottom : 11vh;margin-bottom : 0px;padding-left : 0px;}<\/style><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Many of our customers often ask, &#8220;are health discount plans and health insurance the same thing?&#8220; The short answer is: no, healthcare discount plans and health insurance aren\u2019t the same things. Please allow us to explain how health discount plans work and how they can be helpful for those with or without health insurance.<\/p>\n","protected":false},"author":20,"featured_media":2055,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[45],"tags":[],"class_list":["post-2054","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-medical-discount"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Discount Health Plan vs. Health Insurance: Benefits, Pros, Cons<\/title>\n<meta name=\"description\" content=\"Curious about the differences between a health plan vs health insurance? No, they&#039;re not the same but do offer similar health care options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Austin Crockett\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/\"},\"author\":{\"name\":\"Austin Crockett\",\"@id\":\"https:\/\/www.ameriplanusa.com\/#\/schema\/person\/b160c10539a5c9616ab1351aa80b4379\"},\"headline\":\"Discount Health Plan vs. Health Insurance: Benefits, Pros, and Cons\",\"datePublished\":\"2022-06-15T17:10:07+00:00\",\"dateModified\":\"2023-07-07T17:54:27+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/\"},\"wordCount\":934,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/health-insurance-or-discount-health-plans-differences.jpeg\",\"articleSection\":[\"Medical Discount\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/\",\"url\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/\",\"name\":\"Discount Health Plan vs. Health Insurance: Benefits, Pros, Cons\",\"isPartOf\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.ameriplanusa.com\/health-plan-vs-health-insurance\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.ameriplanusa.com\/wp-content\/uploads\/2022\/06\/health-insurance-or-discount-health-plans-differences.jpeg\",\"datePublished\":\"2022-06-15T17:10:07+00:00\",\"dateModified\":\"2023-07-07T17:54:27+00:00\",\"description\":\"Curious about the differences between a health plan vs health insurance? 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