{"id":2026,"date":"2022-04-13T12:12:18","date_gmt":"2022-04-13T17:12:18","guid":{"rendered":"https:\/\/ameriplanstage.wpengine.com\/?p=2026"},"modified":"2023-09-25T10:10:15","modified_gmt":"2023-09-25T15:10:15","slug":"how-dental-discount-plans-work","status":"publish","type":"post","link":"https:\/\/www.ameriplanusa.com\/how-dental-discount-plans-work\/","title":{"rendered":"How Do Dental Discount Plans Work?"},"content":{"rendered":"

Are you having a hard time making ends meet? One way to save money is to take a close look at your medical and dental expenses. Perhaps a dental discount plan is right for you.<\/p>\n

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Table of Contents<\/p>\nToggle<\/span><\/path><\/svg><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n

  • What is a dental savings plan?<\/a><\/li>
  • How does a dental discount plan compare to dental insurance?<\/a><\/li>
  • Can I use a dental savings plan with my dental insurance?<\/a><\/li>
  • Dental Discount Plans May be the Right Choice for Your Family!<\/a><\/li><\/ul><\/nav><\/div>\n

    <\/span>What is a dental savings plan?<\/span><\/h2>\n

    A dental savings plan is sometimes referred to as a discount dental plan. But, regardless of its name, it’s a program that allows you to receive discounts when paying for dental care.<\/p>\n

    Instead of paying monthly premiums as you would with traditional dental insurance, you pay a membership fee to join a dental savings plan \u2013 similar to joining a discount club to help save on household items.<\/p>\n

    Each time you visit the dentist, you show your savings card to receive a discount on eligible services. Discounts vary from plan to plan, but they usually include preventative treatments, basic services, and major services.<\/p>\n

    <\/span>How does a dental discount plan compare to dental insurance?<\/span><\/h2>\n

    Before we continue, it’s essential that you understand the difference between a dental discount plan and expensive dental insurance.<\/p>\n

    Traditional dental insurance works like health insurance. You or your employer pay a monthly premium whether you need dental treatments or not. Your insurance plan typically pays for preventive care, such as routine dental visits and cleanings. However, if you need additional work, such as fillings, root canals, or visits to oral surgeons, you will typically need to pay cash until you meet your deductible. At that point, your insurance company will pay for any additional dental procedures that year (until you meet the annual maximums.)<\/p>\n

    On the other hand, a dental discount plan can cost as little as $19.95 per month. Even though you will have to pay out of pocket for dental services, you will pay a discounted rate for healthcare<\/a> that has been pre-negotiated with area dentists.<\/p>\n