Prescriptions Archives | AmeriPlan https://www.ameriplanusa.com/category/prescriptions/ Fri, 07 Jul 2023 17:55:06 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.1 https://www.ameriplanusa.com/wp-content/uploads/2022/06/cropped-logo-32x32.png Prescriptions Archives | AmeriPlan https://www.ameriplanusa.com/category/prescriptions/ 32 32 Prescription Discount Cards: How They Work & Where to Sign Up https://www.ameriplanusa.com/prescription-discount-cards/ https://www.ameriplanusa.com/prescription-discount-cards/#respond Mon, 11 Jul 2022 16:19:04 +0000 https://ameriplanstage.wpengine.com/?p=2074 If you are researching prescription discount cards, you probably already have experienced the high cost of prescription medications. We want to help you learn how to save money on these necessary health care costs. Many of you know to ask your doctor for a generic drug instead of a brand-name one. You may also

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If you are researching prescription discount cards, you probably already have experienced the high cost of prescription medications. We want to help you learn how to save money on these necessary health care costs.

Many of you know to ask your doctor for a generic drug instead of a brand-name one. You may also know to ask if a mail-order program will help you save money on your needed medications. However, there is another way you can save on your high blood pressure medication or the new treatment for rheumatoid arthritis that your doctor wants you to try.

Let’s learn about prescription discount cards. We will tell you how these discount cards can help you save money on your prescription medication – whether you have health insurance with a drug plan or not.

How can I receive a discount on my prescription drugs?

One way to receive a prescription discount card is to sign up for a health benefit plan, such as one offered by AmeriPlan. All three of the plans offered come with a discount on prescription drugs – including diabetic supplies.

Here’s how you enroll to receive your discounts.

Step 1: Choose a plan that works for your household.

AmeriPlan’s discount health plan is not a health insurance plan. Instead, AmeriPlan has formed a relationship with thousands of health service professionals across the country who have agreed to work at a discounted rate in return for not having to work with insurance companies.

AmeriPlan has tens of thousands of medical practitioners in the network, more than 100,000 dentists, and 12,000 vision care providers. Each plan member also receives discounts at approximately 50,000 pharmacies across the country.

Once you have signed up to save money on your healthcare costs by enrolling with AmeriPlan, you can immediately begin to receive discounts at specific pharmacies in your area. Simply present the temporary prescription discount card you received through your email at the time of purchase (or the permanent card that arrives in the mail within 10 to 14 days.)

Step 2: Talk with the pharmacy staff about your purchase.

When you purchase a membership with AmeriPlan, you can use your prescription drug discount card at participating pharmacies. However, this plan is only for those paying cash for their medications. It can’t be used with your insurance plan, copay savings plan, or other discount prescription card.

In some cases, those using the pharmacy discount card with their AmeriPlan subscription will help them save more on their medications than those using insurance. Talk with your pharmacist to learn the best method to pay for your name-brand or generic drugs.

Step 3: Pay for your prescription medications in cash (or debit/credit card.)

If you determined that the best way to save money on your medication is by using the prescription discount card with your AmeriPlan membership, you would simply pay cash for your prescription. You or the pharmacist won’t have to fill out any forms, and the pharmacy won’t have to wait to get paid by the insurance company. Instead, the transaction will be complete.

One note that might be helpful to those with medical insurance is that using a prescription discount card with your AmeriPlan membership may save money. However, those out-of-pocket costs will not count toward your insurance deductible.

Sign Up For An AmeriPlan Membership Today for the Prescription Drug Benefit

Fill out the contact form on AmeriPlan’s website. You’ll be excited to see how AmeriPlan can help you save money at the pharmacy, doctor’s office, dentist, and chiropractor!

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Out-of-Pocket Spending for Prescription Drugs Is Increasing https://www.ameriplanusa.com/spending-for-prescription-drugs/ https://www.ameriplanusa.com/spending-for-prescription-drugs/#respond Tue, 24 May 2022 20:07:16 +0000 https://ameriplanstage.wpengine.com/?p=2048 Prescription drug use in the U.S. has returned to pre-pandemic levels. While the medication costs have remained flat, the out-of-pocket amount consumers are spending on their medications has increased – according to an April 2022 IQVIA report. In fact, there was a reported $4 billion increase in out-of-pocket costs for patients. This cost matched the

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Prescription drug use in the U.S. has returned to pre-pandemic levels. While the medication costs have remained flat, the out-of-pocket amount consumers are spending on their medications has increased – according to an April 2022 IQVIA report.

In fact, there was a reported $4 billion increase in out-of-pocket costs for patients. This cost matched the historically-high amount previously seen in 2018. That trend may continue.

More Spending for Prescriptions Without Health Insurance

While opioid prescriptions have fallen due to widespread abuse, more than 250 new drugs are ready to launch within the next five years, contributing over $100 billion in expected new spending. Many new products focus on immunology, oncology, neurology, and next-generation biotherapeutics. These new prescription drugs (and the current products on the market) are expected to reach as much as $20 billion in annual sales by 2026.

The Impact on Consumers

While the new medications are exciting for many in the medical community, increasing out-of-pocket spending on prescription drugs causes many consumers concerns. A specific part of the population will feel this burden.

prescription drugs cost without insurance

The report noted, “Due in part to high costs, an estimated additional 81 million prescriptions were abandoned at the pharmacy, with the abandonment rate over one in three for prescriptions above $75 in out-of-pocket cost, especially for high-cost specialty medicines that treat cancer and immunology.”

Other Healthcare Changes That Were the Result of the Pandemic

In related news, telehealth visits increased dramatically during the pandemic since many in-person services were shut down or sharply reduced. This was especially true in mental health areas. The report states, “telehealth visits accounted for less than 1% of visits before the pandemic and rose to 15% in April 2020 at the height of pandemic lockdowns.”

Even though patients no longer are required to confer with doctors in this manner, patients and providers have continued to use remote options. This means that the pandemic may have caused a fundamental shift in the ways patients and providers interact.

How a Health Benefit Plan Can Help

Consider researching health discount plans if you have been affected by increased out-of-pocket spending for prescription drugs. Unlike costly medical insurance, a health benefit plan will allow you to receive discounts when paying out-of-pocket for drugs and services.

Additionally, some health benefit plan companies have packages that allow patients to access U.S. board-certified doctors (including pediatricians) by phone seven days a week. Now that both doctors and patients are used to this type of medical service, you will see health benefit plans offer this cost-saving option for people without health insurance.

Concerned About Health Costs? AmeriPlan Can Help!

AmeriPlan offers three packages for patients concerned about rising out-of-pocket spending for needed medical services. One option – the Telehealth Plus Plan – gives you immediate savings on telehealth visits and prescription drugs (including diabetic supplies!) And if in-office doctor visits are needed, the patient is promised affordable pre-negotiated rates.

Learn more about how AmeriPlan can help you reduce your out-of-pocket drug costs by filling out this contact form on the website.

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